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Wage garnishment limits (US): step-by-step guide

3 min read · consumer

Federal law caps the portion of earnings that can be garnished for debts.

Federal law caps the portion of earnings that can be garnished for debts.

A step-by-step plan — no fluff, with citations.

Action plan: 1. Check the basis and amount. 2. Verify statutory limits. 3. Claim applicable exemptions. 4. Challenge errors.

Applicable norms with links to the primary source are below. This is information, not legal advice: for serious matters, consult a lawyer.

Norms & sources
  • 15 U.S.C. § 1673

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This material is informational and not legal advice. The law changes — verify against the primary source.

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