Identity theft & credit (US): step-by-step guide
3 min read · consumer
Identity-theft victims can freeze credit, dispute entries and restore their report.
Identity-theft victims can freeze credit, dispute entries and restore their report.
A step-by-step plan — no fluff, with citations.
Action plan: 1. Report to the FTC and police. 2. Place a fraud alert / credit freeze. 3. Dispute inaccurate entries. 4. Monitor your reports.
Applicable norms with links to the primary source are below. This is information, not legal advice: for serious matters, consult a lawyer.
Norms & sources
- 15 U.S.C. § 1681 (FCRA)
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