Debt collection rights (FDCPA): step-by-step guide
3 min read · consumer
The law limits collectors: call times, threats and false statements are prohibited.
The law limits collectors: call times, threats and false statements are prohibited.
A step-by-step plan — no fluff, with citations.
Action plan: 1. Request written debt validation. 2. Demand they cease contact in writing. 3. Document violations. 4. If sued — answer on time, check state limitation.
Applicable norms with links to the primary source are below. This is information, not legal advice: for serious matters, consult a lawyer.
Norms & sources
- 15 U.S.C. § 1692c
- 15 U.S.C. § 1692g
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Ask for freeThis material is informational and not legal advice. The law changes — verify against the primary source.